Why Unbean Numbers?
Tim Klemz, CPA, CIA Tim Klemz, CPA, CIA

Why Unbean Numbers?

Launching UnBean Numbers: Not Your Bean Counter. Your Growth Partner.

For years, I’ve heard the same frustrations from business owners:

  • “My accountant is great for taxes, but no one is helping me look forward.”

  • “Our reports take forever — and when they finally arrive, they don’t help me make decisions.”

  • “We’re profitable on paper, but I’m still worried about making payroll.”

  • “You lost me at accrual accounting.”

If that sounds familiar, you’re not alone.

That’s exactly why I started UnBean Numbers.

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What is a Fractional CFO? And Do You Need One?
Tim Klemz, CPA, CIA Tim Klemz, CPA, CIA

What is a Fractional CFO? And Do You Need One?

A Fractional CFO is a Chief Financial Officer who works with your company on a part-time or project basis.

You get the expertise you need — when you need it. A good Fractional CFO steps beyond “bean counting” and brings clarity in areas such as:

  • Budgeting & Forecasting

  • KPI Dashboards

  • Strategy & Planning

  • Financing & Banking Support

  • System & Process Improvements

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Why Cash Flow Is More Important Than Profit
Tim Klemz, CPA, CIA Tim Klemz, CPA, CIA

Why Cash Flow Is More Important Than Profit

The Profit Trap

Most business owners love hearing, “Congrats, you’re profitable!” But then comes the sinking feeling when payroll, vendor bills, or a bank payment hit and… cash isn’t there.

The truth? Profit looks good on paper. Cash keeps your business alive.

It’s possible — even common — to show strong profit while struggling to make payroll. Let’s break down why this happens, why cash flow matters more than profit, and what you can do to fix it.

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When “Good Enough” Bookkeeping Is Holding You Back
Tim Klemz, CPA, CIA Tim Klemz, CPA, CIA

When “Good Enough” Bookkeeping Is Holding You Back

“The books are fine for taxes.”


I hear this a lot from owners. And sure — “good enough” bookkeeping might get your taxes filed. But it won’t help you run the business.

“Good enough” bookkeeping may save you a little money today, but it costs you big in the long run.

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